Cash, ATMs and credit cards in Myanmar

The national currency is the kyat, pronounced 'chat'. You'll need to get used to strings of zeroes, as a dollar is about 1500 kyat. Small notes such as K100 and K200 are useful for making donations at temples; you're more likely to use bigger notes such as K5,000 and K10,000 for everyday transactions. 

Many guesthouses and hotels quote their prices in dollars and will accept payment in dollar bills. But if you're using dollars, make sure they're in tip-top condition, as grubby notes are unlikely to be accepted.

Both Mastercard and Visa are accepted throughout the country. However, most shops and restaurants still only use cash, with the exception of top-end restaurants in major cities.
ATMs can be found in the big cities and tourist centres, such as Yangon, Mandalay, and the towns around Inle Lake and Bagan. You'll pay a K5,000 withdrawal fee each time. However, ATMs are not reliable, so it is best to have a reserve of dollar bills. You should probably ensure you have a couple of days' reserve in kyat so that you're never at the mercy of the ATM.

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